The Retail/Wholesale/Food & Beverage Practice helps clients to be more successful by sharing best practices, providing valuable benchmarking information, and proposing solutions that help them to reduce their total cost of risk. Our U.S. client base encompasses all industry sectors, including groceries, department stores, discount stores and warehouses, specialty stores, on-line and catalog distributors, durable goods distributors, and nondurable goods distributors.

Retailing is one of the world's largest industries. As retailing and wholesaling have become more global, competition has intensified. In addition to the global economic downturn, today's retailers face a wide range of challenges, including industry consolidation, employee attraction and retention, and business continuity. And as always, consumers are demanding ever-higher quality — at ever-lower prices — for the products they buy. For a retail business, these trends create a host of risks: strategic, financial, operational, and hazard — that can prove costly. insurancepointusa Retail/Wholesale Practice specializes in addressing the risk and insurance needs of retailers and wholesalers. Our approach includes a thorough assessment of client risks and solutions tailored to meet clients' specific needs.